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🏛️ FHA Loan Calculator

Calculate FHA loan payments with minimum 3.5% down payment, including upfront and annual mortgage insurance premiums (MIP).

Understanding FHA Loans

FHA loans are government-backed mortgages that allow down payments as low as 3.5% with more flexible credit requirements. They require both an upfront mortgage insurance premium (1.75% of the loan) and annual MIP paid monthly. FHA loans are popular with first-time homebuyers who may not qualify for conventional financing.

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