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🏠 Home Equity Loan Calculator

Calculate how much you can borrow with a home equity loan based on your home value, mortgage balance, and maximum LTV ratio.

How Home Equity Loans Work

A home equity loan lets you borrow against the equity in your home as a lump sum with a fixed interest rate. Lenders typically allow a combined loan-to-value ratio of up to 80-85%. Your available amount equals the maximum LTV times your home value, minus your existing mortgage balance.

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